Research On The Development Strategy Of Personal Wealth Management Business Of Zhengzhou Postal Savings Bank

Social and economic development,science and technology,national economic level has been improved,followed by people constantly changing financial management concepts,personal finance business is more and more rapid development.In this background,the commercial Banks have to pay attention to personal finance business,in order to improve the comprehensive competitiveness and the total profit.Formally founded in 2007,the postal savings bank of China,is based on China's postal savings business of commercial Banks.Due to the post office bank assets accumulation has been dependent on savings,so personal financing business starts late,popularity is not high,far less than other commercial Banks in the development,especially in a second-tier cities,is a very small market share.Zhengzhou city post office bank as one of them,in the case of foreign Banks in recent years,constantly invasion,how to accelerate the development of personal finance business,is the main direction of this paper research.In this paper,the research content mainly includes three parts: the first part through the bank of personal finance business of relevant theoretical basis and relevant theory research at home and abroad,and combining individual financing business development present situation at home and abroad and comparative analysis,this paper discusses the significance of thesis research.The second part through further study of Zhengzhou city post office bank personal finance development present situation,put forward the financial management problems existing in the process of development,at the same time combined with Zhengzhou city post office bank of internal and external environment,based on the SWOT analysis of strengths,weaknesses,opportunities and threats.The third part is existed in the work of the postal savings bank individual financing business development of deficiency,first of all formulated the Zhengzhou city post office bank bank development strategy,finally based on policy enforcement,formulate the corresponding guarantee measures.There are many factors that can influence of sanmenxia city dongfeng primary school teachers' enthusiasm,demand is to improve the power source of elementary school teachers' enthusiasm.Only from the demand of primary school teachers,according to the principle of primary school teachers' incentive management in elementary school,under the correct guidance of effectively implementing for dongfeng primary school teachers' enthusiasm of ascension seven countermeasures:(1)establish a mechanism for primary school teachers to protect;(2)establish a scientific and reasonable evaluation mechanism and performance appraisal system;(3)to establish reasonable and transparent title appraisal system;(4)the managers to set a good example;(5)to create a democratic and harmonious campus culture;(6)according to the different needs of primary school teachers use different incentive methods;(7)to improve primary school teachers' training.We will be able to fundamentally solve the sanmenxia city dongfeng primary school teachers' work enthusiasm is not high question,maximum limit arouse the enthusiasm of teachers,and improve the teaching quality of sanmenxia city dongfeng primary school education and promote the sustainable development of the school,as the deepening of education reform,the implementation of the guarantee.