Everbright Bank Changchun Dongsheng Street Branch Bank Counter Business Operation Risk Management Research

With the development of economical globalization,the scale and the specialization degree of the bank have continuously expanded.How to effectively manage the operation risk,reduce loss in finance is the most concern.The Basel committee launch of New Capital Accordofficially in 2004,which take the operational risk into the management framework for the first time.The publication of this book puts forward new requirements to the international banking operational risk measurement and management.From the perspective of our country,the domestic commercialdraw lessons from international experience.They base on taking the customers as the center,focus on exploring the operation mode of counter business as the centralized processing,which advances the efficiency of business processing,reduces theoperational risk in the process of business circulation and improve the competitive ability.Due to the financial business starting late in China,great economic losses have been caused by imperfect internal procedures and lag in personnel management system.All kinds of operation risk have changed along with the change of the way that they operate.prevention of operational risk,monitoring and evaluation become important link to promote the development of China’s banking industry.This paper reviewed the domestic and foreign development of commercial bank’s internal risk control at first.On the basis of understanding the domestic and foreign commercial Banks’ s statusabout the internal risk control research,it also generalizes our country commercial bank counter business operation risk management at the same time.After analyzingof existing main problems in commercial bank,this paper seems changchun,everbright bank DongSheng avenue branch as the research object,deeply analyzes the everbright bank branch of changchun DongSheng street counter business operation risk management problems and reasons.The characteristics and situation of commercial Banks are generally introduced.Branch of everbright bank changchun DongSheng street map specific operational risk management conditions are analyzed,everbright bank changchun DongSheng street branch counter business operations main titled focused on the internal control mechanism,managementguidance,business processes,management system and team construction and so on five aspects.Basing on the counter commercial Banks operating risk and relevant theory,it analysisthe main problems existing in the operation process of everbright DongSheng branch counter business.Starting from the practical suggestions to consummate the counter business operation risk measures,this paper provides theoretical support for counter business operation risk management.Through drawing lessons from foreign advanced management concept,to establisscientific and effective operational risk management system,to improve the level of operational risk management,to reduce the risk of commercial bank counter business,to enhance the brand value of commercial bank,this paper provides policy advice and thoery support for everbright bank changchun DongSheng avenue branch.