Research On The Debt Risk Management Of J Real Estate Company

In 2008,the U.S.banking industry is unable to control the real estate debt risk,which triggered the sub-prime crisis,China's real estate industry should take this as a warning.Real estate enterprises should not blindly expand their debt scale,but not the effective control of corporate debt risk.Real estate enterprises should strengthen the management of debt risk and realize the best matching of risk and income.Based on the current development environment of China's real estate industry,this paper studies the debt risk management of the real estate industry.In this study,using the method of literature review,we collect and analysis of related domestic and foreign literature,the real estate debt risk forms a more comprehensive understanding,and expounds the main form of related concepts,the real estate debt risk.Moreover,from the three angles of policy,management and market,this paper discusses the formation mechanism of real estate debt risk.Then,using the method of case analysis,the paper analyzes the basic situation of J company's debt risk and its shortcomings in management.The results show that the J company's debt ratio is high,the enterprises face greater pressure to repay debt,and there are still many problems in the debt risk management,including that the financing structure is too single,debt risk identification ability is low,the lack of supervision process etc..According to the main problems of risk management of J company in debt,and the internal cause,we should broaden the financing structure,form the standard debt risk management mechanism,improve the debt risk evaluation mechanism and so on,to promote the level of the risk management system of J company debt increase,to increase the company's debt J strong ability to resist risks,ultimately,and promote stable the development of the company.