Study On The Problems And Countermeasures Of Enterprise Annuity Operation In State-owned Large And Medium-sized Enterprised

Just under such a background that China's aging population crisis swept through,the pension pressure increases gradually,basic endowment insurance can't fully meet people's life after retirement,and the Enterprise annuity is brought up.That the Enterprise annuity which is an supplementary endowment by itself constitutes the supplementary endowment together with occupational annuity is an important approach to cope with aging population crisis.The national basic endowment insurance mainly embodies fairness and commercial endowment insurance markets efficiency while the Enterprise annuity owns both.Through the method of questionnaire and on-the-spot interview research,we have known the achievements of Enterprise annuity's operation in Rui feng salt group in Jiang su.Firstly,the Enterprise annuity plan set up by company is perfect.Secondly,the company Enterprise annuity fund management is transparent,the fund investment safety is guaranteed.Thirdly,the enterprise annuity staff participation rate is getting higher,the staff voting rights become larger.Nevertheless,for the reason that Enterprise annuity legal system isn't sound,the revenue preferential policy is short of security,the disclosure and sharing of information isn't enough public,the state-owned enterprise has high pressure in face of management appraisal and so on,the operation of Enterprise annuity in Rui feng salt group still exists a lot of problems such as the investment portfolio of Enterprise annuity can't totally satisfy the needs of fund appreciation,Enterprise annuity payment ratio is low,Enterprise annuity supervision mechanism isn't sound.The advice that improve the staff's awareness of Enterprise annuity,perfect the preferential policy of tax revenue brought by Enterprise annuity system actively,Accelerating the enterprise annuity system into the top design,promoting the construction of Enterprise annuity system model,Changing the enterprise annuity investment rules,to enhancing the initiative of state-owned enterprises to participate in the annuity plan under "New normal".