Research On Enterprise Annuity Investment Management System Of M Insurance Company

The enterprise annuity is an important part of multi pillar pension system in China,and plays a more and more important role in the further improvement of the existingsocial security system in our country, safeguard social harmony and stability help todeal with the population aging problem. The managing institutions with enterpriseannuity management qualification and the main business enterprise annuity insurancecompany undertake heavy responsibility of, promoting the enterprise annuitydevelopment and prosperous enterprise annuity market, and at the same time burdenthe important mission of increment of the enterprise pension assets. How to bringstability continued investment income in the management process of annuityinsurance for the last decade becomes an eternal topic.In this thesis, in the basis of using the theory of investment management ofenterprise annuity, referring to overseas mature enterprise annuity investmentmanagement experience, especially those of401K plan in American and Hong KongMPF investment management, and in-depth analyzing of the status quo of Minsurance company enterprise annuity investment management, the author points outthe main problems of and the challenges the enterprise annuity investmentmanagement faced, for example, the company’s existing investment managementstrategies are not closely related, and the current investment strategy cannot realizethe value of the enterprise annuity but harm the strategy of company. Therefore, theauthor put forward a new investment management mode, which aimed at corporatestrategy, guided by the interests of customers, and using the risk-management means.At last, through reconstruction and optimization of M insurance companyenterprise annuity investment management, this thesis related implementation ofenterprise annuity investment management to corporate strategy of M insurancecompany closely. All these provide a very excellent reference to the consolidation ofleading companies of annuity market, the enhancement of the professional level ofinvestment in the enterprise annuity customer satisfaction management, and thespecialization of the insurance company.