Research On The Development Of Private Pension Institutions In Langfang

With the continuous development of society,our country has full access to the population aging society,the elderly pension problem has become the main problem facing the old-age security system in our country.Due to changes in family structure in the modern society,the change in people's ideas also follow pension,now most of the old people do not live together with their children,the traditional support,the function and effect of family pension has been greatly weakened."Much starker choices-and graver consequences-in planning" stressing the need to intensify efforts to build a perfect pension service industry system,and as an important part of the pension system of service industry,the development of the folk capital investment to set up a private pension institutions will become the important way to solve for the elderly pension problem.Langfang as "the coordinated development of beijing-tianjin-hebei old-age work cooperation" one of the important cities,the development of private pension institutions not only in solving Langfang itself pension pressure and undertake the Beijing and Tianjin is of vital importance to the pension service industry,can also play a demonstration role for the national pension service industry.First of all,the paper takes the private pension institution in Langfang City and the elderly in Langfang City as the object of investigation,and points out the necessity and feasibility of the development of private pension institutions in Langfang City in view of the present situation of the development of private pension institutions in Langfang and the old-age needs of the elderly.Secondly,External factors in two aspects,analysis of the impact of the development of private institutions in Langfang City constraints,including the number of beds and the lack of scale,the lack of specialized service personnel,financing channels are narrow,private pension policy is not in place,regional health insurance policy Unsupervised,market-oriented operation mechanism is imperfect;Finally,in the countermeasures and suggestions,put forward standardized management system,to achieve institutional scale development,expand the old-age service team,improve the quality of service personnel,increase capital investment,broaden the financing channels,Health care combined with pension methods,the implementation of preferential policies for private pension agencies,the implementation of Beijing-Tianjin-Hebei pension service integration,adhere to the government-led market-oriented operation,in increasing government support on the basis of continuous improvement of their own development,effective Of the private pension machine Development model.