Research On The Life Insurance Company Invest Retirement Community In China

China has stepped into aging society in 2000,with the change of population structure,the traditional family structure and the traditional pension model also suffer.Therefore,the life insurance companies invest retirement community can not only solve the problem of the elderly endowment,alleviate social and family pension burden,can also help the life insurance companies solve investment channels and obtain the steady income.At the same time,in order to implement the "To strengthen the safeguard and improve people's livelihood,Support endowment institutions run by social forces" of CPC Central Committee and the State Council's policies,the life insurance companies to participate in and develop the endowment service industry is imperative,so that we can effecitively cope with the problem of the endowment service supply and demand in our country,also an important way to solve the aging of the population,and even is the beneficial attempt for the life insurance companies invest the real economy of pension service.This paper analyzes the retirement community's situation and the existed problems at present,take "Taikang—vigor pension" and "Union Life—enjoy pension" the two typical communities invested by the life insurance company as example and expounds the life insurance companies invest the retirement community's product design,running characteristics and basic situation,etc.At the same time,according to the case of comparative analysis,summarized our country's life insurance companies invest community retirement steal has many deficiencies,and put forward targeted measures and suggestions.