Research On Transformation Of Corporate Business Of Commercial Banks Under The Background Of New Normal With The Slowdown In Economic Growth,making Difficult Structural Adjustments,and Absorbing The Effects Of Previous Economic Stimulus Policies Illustrat

Corporate business of commercial banks refers to providing services to companies and institutions.Traditional corporate business includes assets,liabilities and intermediary business.Corporate business is the main source of income for commercial banks and is an important way for those banks to enlarge scale and upgrade the position on the market.Under the background with new normal of the slowdown in economic growth,making difficult structural adjustments,and absorbing the effects of the previous economic stimulus policies,the development of corporate business of commercial banks is facing complex environment and challenge from all sides.NIM keeps narrowing,NPL ratio continuous climbing,which does create impact on the sustainable development of commercial banks.It is necessary for those banks to discover the way for transformation of corporate business to meet the demand for customs,the market competition and the sustainable development.This paper is based on analysis of the new normal of the slowdown in economic growth,making difficult structural adjustments,and absorbing the effects of the previous economic stimulus policies and its influence on the corporate business of commercial banks,with the research of the necessity and feasibility of the transformation of corporate business.According to the example of the transformation of ABC Suzhou Branch Gusu Subbranch,point out the core during the transformation.Firstly it is necessary to change ideas and clear and make clear the importance of the marketing development.Secondly adjust structure of organization and create a strong and comprehensive group.Thirdly develop on different ways through analysis of individual advantages.Fourthly improve creative ideas to enlarge the investment banking business scales.Last but not least is paying more attention to risk prevention,ensuring the stability of asset quality.