Research On The Financial Problems Of The Characteristic Agricultural Supply Chain In Yunnan Plateau

In order to solve the problem of financing difficulty of core enterprises,Supply chain finance has become the most effective solution.In essence,it has greatly changed the traditional credit model of banks and other financial institutions to a single business entity,make full use of the industrial supply chain structure features,and grasp the details of commodity transactions,around the local core enterprises or leading enterprises,and the supply chain of small and medium enterprises to provide the latest,most convenient financial services and support.Supply chain finance has great market potential,it has gradually become a new field for banks to compete with each other.With the supply chain management in the country and even around the world,the financial sector,especially the financial industry in Yunnan Province,has been looking for supply chain management and entry points that they can take part in.In the financing difficulties of small and medium-sized enterprises in China,commercial banks have found their own opportunity to cut into the real economy,no platform has been set up in all walks of life,and the corresponding financial services have been printed.Of course,there are also examples of strong alliances.For example,Industrial and Commercial Bank collaborated with Tencent,Agricultural Bank of China in cooperation with Baidu.China Construction Bank Cooperation with Alibaba,in promoting Internet plus the development of small and medium-sized commercial banks,the supply chain of the road it will decide on what path to follow?Therefore,this paper will be based on Fu Dian Bank Limited by Share Ltd angle,according to the local advantages of banks,in response to national policy call,this paper studies the supply chain finance of the plateau agriculture in this area,Local core enterprises with demand for credit,and solves the delay of inter enterprise loan transactions,through reasonable financial services,especially agricultural characteristics of financial services to solve the urgent needs of enterprises.This paper is different from the previous supply chain finance and its operation model,Take local characteristic agricultural crops in Yunnan Province as the starting point,taking the financing requirements of Fu Dian Bank,Limited by Share Ltd,agriculture related loans and Dali Yangbi walnut limited liability company as an opportunity,we should draw on the general content of supply chain risk management,this paper comprehensively analyzes the risks and problems of the supply chain finance of characteristic agriculture in plateau,and puts forward the feasible credit financing products,the operation principle,operation rules,applicable conditions and functions of the financing model are also analyzed.Finally,starting from the risk control management,the corresponding third party underwriting scheme and risk control measures are designed.