The Research On Risk Control Of SME's Credit Business In Bank Of BJ Shanghai-Branch

It's a major issue that commercial banks make efforts to support the development of the Small and Medium-sized Enterprises' loan.At the same time,how to take effective masseurs to control the risk of the Small and Medium-sized Enterprises' loan,to promote the development of the Small and Medium-sized Enterprises' loan,to change channel and circumstance of the Small and Medium-sized Enterprises' loan,to get win-win,is a pervasive problem to be solved immediately in nowadays.This thesis is based on the accumulation of writer's bank credit experience.Analyze the situations and problems of the domestic Small and Medium-sized Enterprises' loan by Pecking Order theory ? Asymmetric Information theory ?Commercial-loan theory?Comprehensive Risk Management theory?Modern Portfolio theory etc.Then analyze the risk control in the whole process of the Small and Medium-sized Enterprises' loan in Shanghai Branch by using the true figures in work,and get the problems and reasons in the whole process of the Small and Medium-sized Enterprises' loan.There are several Shanghai Branch's true cases adding to the process of analyzing problems and reasons to prove the relative conditions.At last,there are some suggestions for solving these problems.This thesis want to make a breakthrough in theoretical and practical area.Describing problems through process,analyzing reasons by case,to make up for the lack of practice.To make suggestions according to the problems of risk control of.To make some advices on development of the Small and Medium-sized Enterprises' loan for Shanghai Branch,give the support on solving problems of the Small and Medium-sized Enterprises' loan for Shanghai Branch.