| PPP mode,namely the government and social capital cooperation mode,generally initiated by the government for specific new infrastructure projects to encourage private enterprises,private capital and government to collaborate,and form a long-term cooperative relationship.Since the local government debt has began to be standardized management and the country has began to encourage social capital through the PPP mode with the government in the field of infrastructure and public services to establish long-term cooperative relations,the mode change of local government financing for the original mode,the functions of local government in the financing mode has changed.The local commercial banks as closely rely on local governments to carry out the business of financial institutions,but also had to change the inherent marketing point of view,to carry out more actively in marketing,expand their business at the same time.But the local commercial banks also need to pay attention to the quality of assets,the credit risk problems to study and solve the PPP business mode.Research has shown that although the PPP mode of business development earlier used in foreign countries,but in China,has not yet formed the scale trend,therefore,the domestic research focus in PPP mode in the use of specific projects,and the risk involved in the business mode especially the credit risk problem research.In view of this,this paper briefly describes the PPP mode of basic concept and research status at home and abroad on the basis of the development process,PPP mode of China's business process and the existing problems,especially focuses on the source of China's local commercial bank status under the PPP mode may be produced in various stages of PPP mode the credit risk,and through the qualitative analysis,the method of combining theory and practice put forward the control countermeasure,provide the basis for the credit risk problem solving business PPP mode of local commercial banks. |
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