Study On The Solution Of The Financing Difficulty Of The New Type Of Agricultural Management Subject By "Political Finance And Insurance"

Supporting the development of the new agricultural management body is an effective way to realize the modernization of agriculture to improve the backward situation of agricultural production and raise the level of farmers' income.But the new agricultural management main body is limited by its own scale and strength in the continuous operation facing the problem of financing difficulties.Since 2015,"Political Finance Insurance" has been applied in the field of poverty alleviation through industrial poverty alleviation.At present,it has seen great achievements.But there is still more room for development."Political Finance Insurance" continued to be extended to the process of solving the financing difficulties of new agricultural operators and committed to raising farmers' living standards by supporting agricultural development.Changing the reality of rural poverty.This paper takes Yongcheng City of Henan Province as the research object to carry on the empirical analysis.On the basis of the actual investigation,collect the detailed data,using the new agricultural management main body financing and the financial innovation correlation theory.As well as the research methods such as investigation and research method and literature analysis method,through sorting out the questionnaire.This paper analyzes in detail the financing situation of the new type of agricultural management in Yongcheng city and the application of "Political Finance Insurance".It is found that "Political Finance Insurance" contributes to solving the problem of financing difficulties of new agricultural management subjects,and at the same time,in the process of extension,there are the problems of financing difficulty,the problems of financing are still existing,the enthusiasm of the main body of operation is insufficient,and the cost of extension is high.Increasing the operating risks of financial institutions leads to problems such as the difficulty of recovering funds on time,the pressure on the government,and so on.The main causes of these problems are that the "first Secretary" does not have a comprehensive understanding of "Political Finance Insurance" and participates in a single financial institution.The quality of the main business body is on the low side,the credit measurement of the main business body is difficult,the enthusiasm of purchasing agricultural insurance is limited,the matching degree between the loan term and the operating period is low,the policy and financial support is insufficient,in order to solve the problem comprehensively and eliminate these forming reasons.It is proposed that the government should strengthen the training of village cadres,enrich the policy measures of financing and loan channel,improve its comprehensive strength,establish good commercial credit,enrich the types of agriculture-related insurance,actively participate in agriculture-related loans and increase policy support.Theoretically and practically,it improves the efficiency of Yongcheng City's "political and financial guarantee" to solve the problem of financing difficulties,and has certain reference significance to other regions.There are two main innovation points in this paper: first,the research on "political Finance Insurance" expands the content of financial innovation;second,it breaks through the limitations of the original for poor households,and widens the scope of application of the "political and financial insurance".