Study On The Linkage Mechanism Of Agricultural Insurance And Agricultural Credit

The construction of rural financial system is related to the prospect of China's agricultural economic development.The state actively encourages the expansion of rural credit agriculture and the improvement of rural financial service level,and gives a lot of policy support and policy tilt as the basis of financial development.However,due to the weak nature,agriculture agricultural production is often very poor ability to resist risks,increasingly severe natural climate a serious threat to agricultural production.Agricultural insurance can help farmers to resist the risk of uncertainty in agricultural production,compensate for the loss of farmers,improve the stability of agricultural production.Agricultural production or a high input of industry,agriculture must be using credit to ensure the smooth development of agricultural production increasing size.Agricultural insurance and agricultural credit are closely related,their roles complement each other,the benefits generated by each other,so the study of agriculture-related agriculture and agriculturerelated credit coupling model has a very important theoretical and practical significance.Firstly,it analyzes the problems and constraints of the current development of agriculture-related financial affairs.Secondly,it analyzes the function and deficiency of agricultural insurance to rural financial development,and points out that the basic of agricultural insurance This paper analyzes the coupling model between agricultural insurance and rural credit,and points out the mutual support and cooperation of agricultural insurance and rural credit co-development,and the relationship between agricultural insurance and rural credit is the key to the development of agricultural insurance and rural credit.This paper analyzes the necessity of the development of insurance and credit coupling,analyzes the development dilemma of insurance and credit model.Finally,according to the results of theoretical analysis and empirical analysis,the paper puts forward the policy of agricultural insurance and rural credit development The proposal includes the development of agricultural insurance,the promotion of agricultural insurance product innovation,the establishment of agricultural insurance and rural credit co-development mechanism,to increase policy support for rural finance,improve the relevant laws for insurance and credit model to provide legal basis,and regulatory strengthen gold Supervision and prevention of joint development risks.These suggestions provide theoretical reference value for the coupling development of agriculture-related insurance and credit.