A Case Study On Financing Mode Of Forestland Contract And Management Right Mortgage Loan In Sanming City

China is a big forest country,but in fact it is a country with low quality forestry and fragile ecology.Nearly most of the forest resource are distributed in remote mountain areas with poor infrastructure and inconvenient transportation.The development of forestry industrialization can hardly do without the support of the rural finance.The forestland contract management right mortgage loan as the main model of rural finance to support forestry economic development,had experienced more than 20 years’ development and has made outstanding contributions to the development of forest economy.In recently years,the government and financial institutions have paid more and more attention to the development of the forestland contract management right mortgage loan.On January9,2018,the China Banking Regulatory Commission,the State Forestry Administration,and the Ministry of Land and Resources issued a notice on promoting the work of forestland contract management right mortgage loan,The notice proposes that,in suitable areas carry out the forestland contract management right mortgage loan,this business further will be basically covered,financial service will be optimized,forest property rights financing,assessment,circulation and storage mechanisms will be sound by 2020,aim to increase financial support,promote green credit,innovate financial products,and actively promote forestland contract management right mortgage loan.Fujian is the province earliest carry out the forestland contract management right mortgage loan.The business development scope,business innovation model,and loan volume are among the highest in the country.Sanming city is a forest area and demonstration area in Fujian Province.This paper selects Sanming city as a typical case.This paper first analyzes basic theory of the forestland contract management right mortgage loan,in includes externality theory,information asymmetric theory,rural finance theory.Then expound the development status of the forestland contract management right mortgage loan in China,and summarize the development scale and industry characteristics.The case study in this paper divide into two parts,one part makes a detailed introduction of the forestland contract management right mortgage loan in Sanming city,and make a detailed introduction and comparison on five modes of the forestland contract management right mortgage loan in Sanming.Then analyze the successful experiences,analyze the existing problems in forestland contract management right mortgage loan,believe it has problems in demand for effective funds for forest farmers,insufficient supply of effective funds,problems in forestland contract management right mortgage loan system and policies.Final make suggestions,such as improving the institutional environment of forestland contract management right mortgage loan and building a sound forest operation mechanism,improving the financial support system for the forestland contract management right mortgage loan,and deepening of forestland contract management right mortgage loan product innovation,etc.In order to promote forestland contract management right mortgage loan healthy and reasonable development,and provide basis and practical guidance for the widespread promotion of forestland contract management right mortgage loan business.