Research On Consumer Protection Of Personal Information Rights In Third Party Payment

Since entering the information age,personal information has become the most important,the most core,the most commercial and economic resource in the new era.In recent years,thriving third-party payment has become one of the main means of social payment,but consumers' personal information has been infringed on by third-party payment and violations have been increasing,and our country on third-party payment of consumer personal information rights Protection of legal norms is not perfect,there are problems in the protection of practice,consumer personal information rights are facing the threat of decision-making,behavior control and market monopoly,consumer rights protection and legal perfection of personal information should be concerned about.Based on the basic standpoints,viewpoints,and theories of economic law,combined with the previous research on the same subject,this dissertation takes the third-party payment as the realistic scene.First of all,it clarifies the basic concepts and their connotations,and concludes that consumers' personal information rights in third-party payment is an aggregate of consumer personal information content and consumer personal information control,It also discusses the legal nature of the right,its difference from the right of privacy and the nature of the rights and the value of protection and so on.Then it briefly states the status quo of the protection of consumer's personal information right in the third-party payment in our country at this stage,and expounds in detail the third-party payment of consumer's personal information right unreasonable acquisition,disclosure,illegal sale,processing,use,interfere with consumer decision-making Behavior and market monopoly,as well as the problems and shortcomings in the protection of legislation,administrative regulation and judicature,and then summarizes and compares the history and experience of the protection of consumer's personal information right in third-party payment through foreign countries and regions Finally,it puts forward some suggestions on how to perfect the legal system,such as building a legal system of "one body,two sides and multiple levels",strengthening administrative supervision and judicial relief,strengthening the protection obligations of third-party payment service providers and self-discipline of industries,and raising consumer protection awareness.I hope this article can provide a useful reference for the healthy development of third-party payment in China and the protection of consumers' rights and interests.