The Improvement Of Legal Supervision System Of Campus Loan Service Platform

Based on the basic definition and introduction of campus loan platform,summarizes the status of the campus loan platform and the existing problems,the necessity of supervision on the campus of the existing loan platform.From the three aspects of the regulatory basis,specific measures and mechanisms,the main problems of our campus loan service platform of legal supervision the analysis is a foundation of legal and regulatory issues unresolved,including the subject of law is not clear and qualitative supervision and the scope is not clear;the two is the specific measures of legal regulation problems,including participation in the main complex,low barriers to entry,lack of supervision in the operation and the lack of perfect supervision mechanism is related to the three exit;the mechanism is not perfect,including the credit system lack of unified sharing platform to fight the enemy separately,and the lack of self-discipline.Then from the American campus loan status and history and introduces the legal and regulatory aspects of beauty In the campus loan platform supervision system,the supervisory situation of China's comparative reference.Finally,the reference is the main part of the paper,combining the theoretical analysis and the introduction of foreign experience,from the definition,the regulatory body and the principle,specific measures,security mechanism,put forward countermeasures and suggestions of perfecting the campus service platform loan law regulation.