The Law System Construction Study On Guarantee Company Of Investment In Basic Pension Insurance Funds

With the deepening reform of the system in basic pension insurance in our country,people pay close attention to social welfare properties of basic pension insurance gradually.Basic pension insurance funds is the material basis of system in basic pension insurance.In the protection of system stable and continuous running in basic pension insurance,we also suffered from the adverse consequences,which is depreciation of basic pension insurance funds.At the same time,under the background of the current pay-as-you-go,our country has formed a multi-level investment system in basic pension insurance funds.In the process of investment in basic pension insurance funds,the main risk of investment in basic pension insurance funds,is that risk tolerance is insufficient and we can’t realize basic pension insurance funds value.Due to special historical reasons,the investment in basic pension insurance funds has experienced a long and tortuous process in China.At the same time,along with the development of the diversity of investment species and complexity of investment projects in basic pension insurance funds,under the background of investment risk to bear ability insufficient,it is difficult that we achieve the goal that is value-added of investment in basic pension insurance funds.Therefore,In order to make up the losses possible of investment in basic pension insurance funds,ensure that achieve the goal of basic pension insurance funds,arouse the enthusiasm of investment in basic pension insurance funds,improve and optimize the risk dispersion system of investment in basic pension insurance funds,ensure that the system of investment in basic pension insurance funds operate steadily,we should form the guarantee company of investment in basic pension insurance funds.Specifically,the guarantee company of investment in basic pension insurance funds is managed by National Council for Social Security Fund directly,which is authorized by the State Council.The guarantee company of investment in basic pension insurance funds is not for-profit and it is formed by the state capital contribution or state holding.The guarantee company ofinvestment in basic pension insurance funds needs to meet the legal condition and set up in accordance with legal procedures.The guarantee company of investment in basic pension insurance funds offers a guarantee to the management company of investment in basic pension insurance funds,when the liability for guaranteeing is occurred.The guarantee company of investment in basic pension insurance funds has the function that is dispersing investment risk in basic pension insurance funds,guaranteeing investment income in basic pension insurance funds,helping the management company of investment in basic pension insurance funds to improve their investment enthusiasm,to promote the development of the old-age financial industry and to ensure the stable and sustainable function of the system in basic pension insurance funds.The guarantee company of investment in basic pension insurance funds is the state-owned enterprise,which is the attribute of the policy.The guarantee company of investment in basic pension insurance funds provides the national credit as guarantee and mange investment guarantee business in basic pension insurance funds.Specifically,the guarantee company of investment in basic pension insurance funds is formed by the state capital contribution or state holding.The guarantee company of investment in basic pension insurance funds requires to comply with the functional structure of the management company of investment in basic pension insurance funds.At the same time,Compared with State-owned Assets Supervision and Administration,National Council for Social Security Fund is the organization,which sets up the guarantee company of investment in basic pension insurance funds.Moreover,it is necessary to satisfy some conditions,when we set up the guarantee company of investment in basic pension insurance funds.Board of directors draws up rule of the guarantee company of investment in basic pension insurance funds,which is checked by National Council for Social Security Fund and approved by the State Council.We should optimize Internal institutions of the guarantee company of investment in basic pension insurance funds.The guarantee company of investment in basic pension insurance funds can set up subsidiary corporation in administrative areas,which is located by the trustor.We should raise internal governance ability of The guarantee company of investment in basic pension insurance funds.Finally,from the project selection,the agreement signed and the agreement accomplished to responsibility,we make sure the guarantee company of investment in basic pension insurance funds to operate scientifically and orderly.