Research On Credit Risk Assessment Of Agricultural Leading Enterprises In Linyi City

Under the background of our country's economic development entering a new normal and reform and opening-up,the agricultural economy of Linyi City has developed rapidly in recent years,among which the leading agricultural enterprises have become an important force for the steady growth of the agricultural economy and the transformation and upgrading of the agricultural economic structure of Linyi City.In the development of agricultural economy in Linyi City,leading agricultural enterprises,as representatives of advanced agricultural productivity organizations at this stage,play a leading role and make significant contributions.However,due to the characteristics of long production cycle and high risk of agricultural production,leading agricultural enterprises have been facing various risks while providing funds,technology and talents for agricultural development,which will lead to credit risk.The occurrence of credit risk will seriously affect the financing ability of enterprises and hinder the operation and development of leading agricultural enterprises.In the process of preventing credit risk of Linyi agricultural leading enterprises,credit risk evaluation has always been a big problem.Therefore,the research on credit risk evaluation of agricultural leading enterprises in Linyi City has important theoretical guiding value and practical significance for improving the credit risk prevention ability of agricultural leading enterprises in Linyi City,thereby enhancing their financing ability and ensuring their steady,healthy and rapid development.Through collecting and sorting out the relevant theories in the field of credit risk assessment at home and abroad,especially a large number of literatures related to the credit risk assessment of agricultural leading enterprises in Linyi City,I have systematically studied the relevant literatures,comprehensively grasped the research trends and latest progress of credit risk assessment of agricultural leading enterprises in Linyi City,and fully absorbed and borrowed the relevant research results.Jian.On this basis,this paper uses literature research,normative research,case study,analytic hierarchy process,fuzzy comprehensive evaluation and other related research methods to study the credit risk evaluation of Linyi agricultural leading enterprises systematically and comprehensively.Firstly,the first chapter of this paper is the introduction,which introduces the research background and significance of this paper and the research status at home and abroad,expounds the research contents and methods as a whole,and summarizes the innovative points of this paper.Chapter 2 mainly introduces the theories and concepts related to this study.Chapter three makes a detailed and systematic study and summary of the current situation and causes of credit risk of agricultural leading enterprises in Linyi City.Chapter IV and Chapter V,firstly,according to the characteristics of credit risk in Linyi City,construct a credit risk evaluation model,secondly,take representative A enterprise in Linyi City as an example,carry out a case study of credit risk evaluation,calculate its credit level,and verify the feasibility of the credit risk evaluation model.Chapter 6 summarizes the conclusions of this study,and puts forward suggestions on credit risk prevention of agricultural leading enterprises in Linyi City from different perspectives.There are two innovations in this paper.Firstly,based on the existing research on the causes of credit risk of agricultural leading enterprises in Linyi City,this paper constructs a reasonable credit risk evaluation model.Secondly,on the basis of the credit risk evaluation model constructed,taking representative A enterprise in Linyi City as an example,the credit level of A enterprise in Linyi City is calculated,and the credit risk is quantitatively analyzed.At the end of the article,through the analysis and research of the full text,the conclusions and shortcomings of this paper are summarized,and the research prospects of this paper are put forward,so as to make a contribution to the stable and healthy development of Linyi agricultural leading enterprises.