Research On Legal Issues Of Online Personal Rescue Crowdfunding

In the Internet environment,the combination of individual help-seeking and Network crowdfunding has produced a new mode of social mutual assistance--Online personal rescue crowdfunding.Online personal rescue crowdfunding is a form of charitable donation which is more and more widely used in the process of development.It uses the Internet as a medium of communication,through the layers of social software forwarding and promotion,to attract people to participate.The social attributes of crowdfunding itself can absorb a wider range of public participation in charitable donation activities.This open mode of crowdfunding is more open and transparent,breaking many restrictions of traditional charitable activities.Through sharing and interacting among people at different levels,Online personal rescue crowdfunding project can make the communication effect more influential and maximize the advantages of open crowdfunding.As a new model of charitable donation,it not only meets the needs of citizens in distress,but also alleviates the financial pressure of the government.However,in the process of development,new things always encounter many difficulties and challenges.It can be found from the current situation of the Online personal rescue crowdfunding that although the industry is developing very rapidly,there is no relevant law to make a detailed and clear provision for it,which also causes some loopholes in the legal level.Whether it is the theoretical basis of this behavior or the promotion and implementation of this behavior in real life,it still does not have the standardized process conditions,the various Network crowdfunding platforms are also different,lack of uniform norms to restrict,so that the legitimate rights and interests of all participants in the industry can not be fully protected.The main manifestations are as follows: for the Online personal rescue crowdfunding platform,there is no effective mechanism for the qualification certification and the information audit and disclosure of the platform,and the current regulatory model of the crowdfunding platform is still unclear;there is a lack of supervision of its sponsorship qualification,as well as for the initiation of the crowdfunding platform.In addition,there is a lack of supervision over the use of funds and the disposal of surplus charitable funds.Finally,there is a legal gap in the provisions on the legal liability of each subject.Based on the existing laws and regulations of the Online personal rescue crowdfunding,considering the current social development situation in China,this paper puts forward the following considerations and Countermeasures for the improvement and perfection of the industry: first,to improve the legislation of the Online personal rescue crowdfunding;second,to strengthen the supervision of the platform,including the establishment of the platform qualification.Certification and information audit and disclosure mechanism;third,clear the supervision mode of the Online personal rescue crowdfunding platform;fourth,solve other problems about the use of funds and the disposal of surplus funds in the Online personal rescue crowdfunding,and establish a sound legal liability mechanism.