Research On The Legal Issues Of Shadow Banking Supervision In China

The subprime crisis of 2008 affected the global financial markets and made the global financial system unstable.Stimulated by the financial crisis,a new financial system,the shadow banking system,was born.The emergence of shadow banking attracted the attention of the global financial community,and the outbreak of the financial crisis in 2008 turbulent the global financial system.The subprime crisis caused by systemic risk in the United States,the 2008 financial tsunami,almost none of the world's economies have been spared,by the United States caused by the second China is no exception.Since the reform and opening up,China's economy has been developing at a high speed,the demand for financial financing has increased,and the financial market has also opened.From the beginning to the diversification,in this context,the shadow banking is growing in our country and the scale is expanding and expanding,and the development prospect is great.But at the back of a boom in the shadow banking,there is a risk that these potential risks are a threat to financial stability,and the lack of supervision will again trigger the financial crisis,strengthen the legal supervision in the financial field,and speed up the supervision and reform of the shadow banking system.In order to make the development of the shadow banking of our country more stable and low-risk,it is necessary to include the shadow banking into the supervision system as much as possible,in order to make the development of the shadow banking more stable and low-risk in the countries of the outside world.Within the scope of regulation,the mature supervision system outside China is used for reference to explore the legal supervision system in line with the national conditions of our country.On the basis of exploring the present situation of the development of shadow banking in our country,starting from the characteristics of our country's shadow banking,this paper puts forward some suggestions on the supervision of shadow banking from the level of national legal supervision,which maximizes the effectiveness of supervision and makes the shadow banking play an active role.We will ensure the steady development of China's financial markets.The framework of this paper presents the following five parts:The first part,introduction,mainly includes the background and significance of the topic selection,research contents,difficulties and research methods,through the search and analysis of domestic and foreign research literature,In order to find out the needed information and to construct the research idea of this paper,the current research status and research results of shadow banking are combed out in an all-round way.The second part mainly introduces the basic theory of shadow banking supervision,including the definition of shadow banking system,the characteristics of shadow banking,the difference between shadow banking and traditional commercial banks,the specific forms of expression and the causes of the supervision system,which includes the definition of shadow banking system,the characteristics of shadow banking,and the differences with traditional commercial banks.In order to have a preliminary and more detailed understanding of China's shadow banking.The third part is about the present situation and existing problems of shadow banking supervision in our country,which mainly studies the present situation of shadow banking development in China,finds out the existing regulatory problems at this stage,understands the current supervision degree of shadow banking,and looks for the deficiency of supervision.And through the research on the protection of financial consumers' rights and interests in our country,the author looks for the deficiency and defect in the protection of rights and interests,and analyzes the problems existing in the supervision law of shadow banking in our country at the present stage,in order to make the perfect suggestion in the following questions.The fourth part compares and enlightens the supervision mode of the shadow banking system outside the country.This part introduces and studies the supervision mode of several countries which have developed the shadow banking supervision system in foreign countries.In order to improve the legal system of shadow banking supervision in our country,we can draw lessons from the good experience in the practice of supervision system and provide some feasible supervision suggestions.The fifth part of our country shadow banking supervision legal system consummation suggestion,carries on the analysis to the foreign countries shadow banking development present situation,from which analyzes the relatively complete supervision experience,selects the suitable our country shadow banking supervision consummation measure,In order to serve the deficiency in the development of our country's economic system,perfect the legal supervision measures,give full play to the active role of shadow banking,and promote the development of the economy of our country,aiming at the perfection of the legal system of shadow banking supervision in our country in order to meet the deficiency in the development of our country's economic system.