Research On Legal Prevention And Control Of Pawn Industry Risk In China

The pawn industry has a long history of development.Whether it is in China or in foreign countries,there are similar industries.The pawnshop industry has specific social and historical reasons.The social conditions of the general poor people in the urban and rural areas constitute the economic foundation of the pawn industry.The long-term development provides material security for the production of pawnshops,and thus the borrowing behavior between the people has formed the early embryonic form and development form of the pawnshop.It can be said that the pawnbroking industry is the product of the development of the commodity economy,and the prosperity and decline of the commodity economy has also affected the development track of its pawn industry.China's pawn industry has at least 1600 years of development history.It can be said to have a long history and has experienced many forms of social development.As a unique financing channel,the pawnshop industry conforms to the trend of economic development,facilitates the people's production and life,and promotes the development of social economy.However,after the founding of the People's Republic of China,the old pawnshop industry was gradually banned and disappeared.It was not until the reform and opening up that the revival and development began.Nowadays,China's pawnshop industry has developed into a financing channel that mainly serves the majority of small and medium-sized enterprises,self-employed households and urban and rural residents,and plays an indispensable role in promoting the development of small and medium-sized enterprises and facilitating the lives of the people.However,due to the lack of historical development,the defects of pawn-related legislation and system,etc.,China's pawn industry has many risks in its business development activities.It is urgent to carry out effective prevention and control from the legal level,thus ensuring the regulation and management of its operation and management.Preface,promote the further development of China's pawn industry.This paper consists of four parts.The main structure and research ideas are asfollows:The first chapter studies the historical basis and the status quo of the pawn industry in China by studying the most basic connotation of the pawn,the legal attributes and the composition of the pawn legal relationship.The industry has a basic understanding,and also has an understanding of the development of China's pawn industry.The second chapter focuses on the various risks that exist in the development of pawnshops due to imperfect legislation in China's pawnshops,such as The scope of business is narrow,the risk of capital shortage,the risk of custody,the imperfect market access and exit system,and the imperfect supervision system.The third chapter studies and analyzes the legislative practice of legal prevention and control of pawn industry risks by other countries through comparative law research.To get the rough and fine,sum up the useful experience of the legal prevention and control of the pawn industry in China;the fourth chapter is based on the development of the pawn industry in China,and put forward relevant suggestions on the legal prevention and control of the pawn industry risk in China.Promote the development and perfection of China's pawn industry.