Legal Regulation Of Internet Finance

Under the premise of market economy,finance integrates various financial activities with money as the object through credit,which is one of the important contents of economic law.And Internet finance is gradually with the development of the society,the progress of science and technology derived a new type of financial,is a kind of sublimate of traditional financial business,also is the inevitable outcome of The Times development and constant innovation,it is the most typical feature of financial service innovation,relying on the powerful information advantages of the Internet and the characteristics of flexibility,investment has gradually become a new era of the AIDS to navigation.Internet finance,with its flexible information technology,huge capacity and other advantageous resources,has greatly reduced its financial transaction costs,played an important role in the establishment of new capital,and showed a strong momentum of development.However,the main business of Internet finance,some directly into the financial market,some become an important pillar of financial construction.It can be seen that only by establishing a special legal system can we lay a solid foundation for the healthy and stable development of the Internet to restrict and regulate Internet finance.The construction of legal regulation of Internet finance should always proceed from the objective situation of financial market and the construction of basic financial market.This approach is consistent with the goal of promoting and accelerating the return of the financial market.It takes Internet finance as the fundamental purpose of promoting and driving the development of the real economy,and is the most effective innovation that organically combines Internet and traditional finance.Regulatory legislation is China's current laws for Internet financial constraints,the main means,its legal loopholes and blank,caused by the person that has given rise to investment and financing for payment and guarantee the dependence of rigidity,thus for the focus of the legislative preference for rigid payment and guarantee,etc.,from a certain sense,this to our country there is a huge threat to the sustainable development of the Internet financial and economic construction of China's socialist modernization objective is contrary.Under the current insufficient detailed legal regulations,Internet finance is faced with many information risks,which are becoming more and more obvious.To promote financial stability and healthy development of the Internet,maximum full play the Internet financial innovation efficiency,we must in the process of legislation of Internet financial legal regulation of logical thinking to conduct a comprehensive in-depth analysis,and from the actual situation in our country,draw lessons from foreign successful experience,from the legal level research in the development of the Internet financial law approach,considering the conflicts between different subjects,according to the current our country economy development the objective conditions.Construct the Internet finance law regulation which is suitable for the development of our socialist modernization economy.