Discussion On The Distinguishment Of Crime From Noncrime In P2P Network Financing

P2P network financing is realized between borrower and lender through a platform on the Internet.The emergence of P2P network financing not only ease the financing difficulties of a large number of small and micro enterprises but also enrich the public's investment channels.However,due to lack of supervision,P2P network financing has caused many illegal fund-raising criminals,undermined the financial order,caused huge economic losses,influenced social harmony and stability.As to P2P network financing,it is necessary to distinguish between the borrowing behavior of P2P borrowers and the operating behavior of P2P platforms.Under the circumstances that such kind of behavior conforms to the constitutional requirement,then,put the behavior which contains risk predictability under the govern of criminal law so as to create a suitable environment for the healthy development of P2P network financing.