The Study Of The T Company's Involvement In The Pension Service With Light Assets

By the end of 2016,the 65-year-old population of our country had exceeded 150 million,reaching 10.8% of the total population,and had exceeded the international standard of ageing.At the same time,due to the continuous decline of birth rate and rising life expectancy,the aging process will be further accelerated.Developed countries have experienced hundreds of years of step-by-step problems and solved problems.In our national concentration area,short-term concentration burst out.Solving the old-age problem will be an important task that the country and society have to face.In recent years,with the strengthening of national strength and the increasing demand for the elderly,the government has stepped up its support for the old-age cause,specifically reflected in policy support and guidance.The central and local governments continue to issue policy documents to support the development of the old-age industry,encourage and guide private capital to enter the service sector for the elderly,encourage foreign investors to set up profit-making feeding institutions or encourage finance to support the development of the service industry for the elderly.The purpose of the government and the market to expand the space for the development of old-age industries.In this context,because the pension industry has a significant space for development,the capital market with a keen sense of smell will certainly participate in the development of the pension industry through a variety of channels.On the one hand,a large number of social capital owners in the capital market want to choose high-quality targets and models for investment,on the other hand,the pension industry also needs strong financial support in order to be bigger and stronger.Based on the theory of options,risk management and project investment,this paper takes T Company(Private Department)to build the service of pension industry with light assets as the wedge point,from financing to construction,operation,and so on,which is based on the theory of option,risk management and project investment,etc.Explore old-age products and services that meet the diversified needs,and carryout actuarial and forecasting analysis on the macro and market environments and targets of the actual cases,So as to explore the risk and pain point of small-sized old-age service with light assets,and explore how to manage small-scale institutional pension under the current environment,balance the options between old-age institutions and the elderly,and create a circle of common interests.In order to achieve standardization,chain operation.Win capital The favor,makes oneself become the high-quality investment target,seeks the common development.