Research On Internet Financing Insurance System Of Intellectual Property Rights Of Technology-based Small And Medium-sized Micro-enterprises

Under the new situation,it is an important task for China to speed up the construction of a strong intellectual property country.In order to fully implement the spirit of the Nineteenth National Congress,adhere to the new development concept,optimize the financing mechanism of intellectual property pledge for small and medium-sized technology-based enterprises,encourage insurance companies to provide insurance services for such enterprises,and strengthen government support for enterprise financing.At present,small and medium-sized technology-based enterprises have become an important participant in China's social and economic activities.They play an important role in promoting employment,independent innovation and consumption.One of the important reasons is that they have many intellectual property rights.At present,China's Internet financial market is still in the stage of development,and there are many risks in intellectual property network financing.Compared with large enterprises,small and micro enterprises of science and technology have fewer assets,lower credit,higher loan costs and greater risks.In order to promote the development of enterprises,many enterprises choose to convert their own intellectual property rights into enterprise development funds.The use of intellectual property financing plays a very important role in revitalizing its intangible assets and improving the competitiveness of enterprises.However,there are many risks in the financing process,not only the risks brought by intellectual property financing,but also the risks existing in the Internet financial platform itself.The existence of multiple risks has become an important obstacle to the financing development of small and micro enterprises of science and technology.Through the analysis of the background of the research on intellectual property network financing of small and medium-sized scientific and technological enterprises,this paper defines the relevant concepts of intellectual property network financing insurance system of small and medium-sized scientific and technological enterprises,and analyses its unique functional value.By studying the literature and using the methods of theoretical analysis,comparative analysis and empirical analysis,this paper makes a deep study of the current intellectual property network financing insurance system at home and abroad,sums up the existing problems of the intellectual property network financing insurance system in China,and puts forward the construction of the intellectual property network financing insurance system for small and medium-sized scientific and technological enterprises in China.At present,how to better encourage and support enterprises to promote technological innovation,safeguard intellectual property rights and transactions,give full play to the important role of intellectual property rights in China's economic and social development;how to reduce the risk of enterprise network financing and solve the problem of enterprise financing;how to faster and better build an intellectual property network financing insurance system that conforms to China's national conditions has become a must research topics.