The Research Of The Legal System Of Financial Consumer Rights Protection In Internet Non-public Equity Financing

With the rapid development of domestic economy and the trend of economic globalization and internationalization,financial activities,especially Internet financial activities,have sprung up as the times require in recent years.Compared with other new Internet financial activities,Internet non-public equity financing gained rapid development because of low cost,high efficiency and solving the financing difficulties of small and micro enterprises and start-ups better.While affirming that it can active mark and promote economic development,we also face the reality that,because of the high risk of itself and the factors of legislation and supervision,the infringement of equity financing platform is emerging in an endless stream,and investment risks financial consumers faced are increasing day by day.The problems of infringement on the rights and interests of financial consumers become increasingly prominent,and the protection faces great challenges.Therefore,it has an important significance for studying the protection of financial consumer rights and interests in Internet non-public equity financing.This thesis starts from the connotation of Internet non-public equity financing and its financial consumers,combs the current situation of financial consumer rights and interests impaired in Internet non-public equity financing,and raises the necessity of its protection.On this basis,it puts forward suggestions about establishment and improvement of financial consumer rights and interests protection of Internet non-public equity financing in China.Besides the introduction and conclusion,this thesis consists of three parts.The first part is an overview of Internet non-public equity financing and its financial consumers.Firstly,it expounds the concept and operation mode of Internet non-public equity financing briefly.Secondly,it defines the financial consumers in Internet non-public equity financing.The second part elaborates on the performance of financial consumer rights and interests impairment and the necessity of protection in Internet non-public equity financing.Firstly,it deeply analyzes the impairment of financial consumer rights and interests such as the right to know,the right to security of funds,the right to personal information and the right to relief in Internet non-public equity financing.Secondly,it analyzes the necessity of protecting therights and interests of financial consumers,in terms of the urgent need to improve the disadvantaged situation,the inadequate ability to cope with the risks,and the important practical significance of strengthening the protection rights and interests.The third part is the construction of the specific system of protecting the rights and interests of financial consumers of Internet non-public equity financing in China.Based on the reality of China,this part aims at establishing and improving the targeted system in view of the current situation of impaired rights and interests.Specifically,financial consumer rights and interests in Internet non-public equity financing can be protected by perfecting the information disclosure system to safeguard the right to know,establishing and perfecting the capital security system,establishing and perfecting the personal information protection system,establishing and perfecting the dispute settlement system to safeguard the right to relief,we can effectively safeguard the legitimate rights and interests of financial consumers in the non-public equity financing of the Internet.