Strengthening The Role Of Government Regulation Of Internet Financial Risks

The rapid development of China's economy has brought about the rapid development of Internet finance.During the rapid development of Internet finance,many risks and problems have been exposed,which will bring great negative impact on financial consumers,financial market and even the whole society.Considering the size of the Internet financial risk of harm,the Chinese government has done a lot to prevent Internet financial risks,but there are still some problems and lack of government supervision,the author of government regulation theory and economic theory as the theoretical research tool,the integrated use of literature research,comparative analysis and systematic analysis of the present stage our country government through analyzing about the present situation of the Internet financial risk supervision,find out the risk regulatory problems and reasons,and put forwards the suggestion of perfecting measures.This paper is divided into eight parts.The first part is the introduction,which briefly introduces the background,research significance,research ideas,research methods and relevant theoretical tools of this paper.The second part explains the responsibility of government supervision in financial risk.The third part mainly analyzes the development status,risk characteristics and hazards of Internet finance.The fourth part according to the situation of Internet financial risk regulation,analyze the problems existing in the current regulation,such as the Internet government financial risk supervision system construction lag,the Internet financial risk regulation obvious defects in technology,Internet subject duty border supervision and management of financial risks,the Internet government regulation means a single financial risk;Fifth part explore the Internet: the causes of financial risk regulation problems mainly include Internet financial risk regulation means innovation is insufficient internal impetus driving mode regulation,financial industries managed and supervised respectively synergy failed to fully exert risk balance,government regulation and the innovation development dilemma game,Internet,insufficient government regulation of financial risk coverage,etc.The sixth part is on the basis ofunderstanding the foreign Internet financial risk government supervision practice,foreign government supervision experience for reference;Seventh part aimed at the problems of government regulation and cause,strengthen the supervision of the Internet financial risk government countermeasures are put forward: improving Internet financial risk the government regulatory system framework,build a full range of Internet financial risk the government supervision responsibility system,actively introducing the "transmission" regulatory concept,rich Internet financial risk government regulation means.