Study On Criminal Law Regulation Of P2P Illegal Fund-raising

P2P lending in China is rooted in our country small and medium-sized enterprise financing difficult,borrowing difficult financial soil,long-term free edge of financial regulation system,the controversial by repeatedly touch boundary of criminal law,but a P2 P network to borrow huge volume shows that the market demand and existing rationality,rational handling of P2 P network platform loan financing,balance the financial innovation and the relationship between the crime control,become the important issues in the study of law,the Internet.Based P2 P development present situation in China,the illegal fund raising risk of P2 P loans and P2 P illegal fund-raising characteristic has carried on the system induction,expanded from the judicial application,standard rigid criterions for the conviction,criminal punishment discomfort is by three aspects,comprehensively analyzed the problem of P2 P illegal fund-raising criminal law in our country,and further discusses the cause of these problems,puts forward a P2 P illegal fund-raising path of criminal law,and adapted to tolerance principle,the crime punishment principle and penalty effectiveness principle as a benchmark,Strictly restrict the standards of criminal law intervention,improve the standards of objective penalty conditions,establish targeted penalty application mechanism,and ensure the continuous and standardized development of P2 P network financing mode.