The Analysis Of The Role Of Government In The Development Of Inclusive Finance

Inclusive finance is based on equal opportunities and business sustainability principles,and provides affordable and effective financial services to all social strata and groups in need of financial services at affordable costs.Vigorously developing inclusive finance can allow different groups in different regions to enjoy financial services on an equal basis,which is an inevitable requirement for China to build a well-off society in an all-round way,and it is conducive to promoting the sustainable and balanced development of the financial industry,promoting mass entrepreneurship and innovation,and promoting economic development.Transformation and upgrading to enhance social equity and social harmony.The Central Committee of the Communist Party of China attaches great importance to the development of inclusive finance.In 2013,the Third Plenary Session of the Eighteenth Central Committee of the Communist Party of China regarded the development of inclusive finance as an important part of improving the construction of the financial market system.In December 2015,the State Council issued the "Notice on Promoting Inclusive Financial Development Plan(2016-2020)",which clarifies the direction and goals of inclusive financial development in my country.In 2016,the People's Government of Guangdong Province issued the "Guangdong Province Implementation Plan for Promoting Inclusive Finance Development(2016-2020)" to promote the development of Guangdong Inclusive Finance.However,Guangdong's inclusive finance is more uneven.The developed Pearl River Delta region is ahead of other regions in terms of the supply of financial services and the use of the masses.This article chose Qingyuan City as the research object because the city borders the Pearl River Delta region,but financial services are relatively backward,which is quite different from the Pearl River Delta region.In 2013,Qingyuan City launched a comprehensive pilot work on rural financial reform and innovation.Inclusive finance is one of the important tasks of reform.It is planned to establish and improve the rural credit system through the pilot work,establish and improve the rural financial factor market,and improve financial policies and financial support.Such as the security system,the publicity and education system of rural financial knowledge,and the optimization of the rural financial ecological environment.This article uses literature analysis and text analysis,focusing on the division of responsibilities of various government departments in the inclusive financial pilot project in Qingyuan City,and deeply digs into the promotion arrangements and implementation of various inclusive financial pilot projects.From the use dimension,available The three dimensions of sexuality and quality fully affirm the highlights of the pilot.Use the multivariate comprehensive evaluation method to build an inclusive financial evaluation index system,comprehensively evaluate the effects of the pilot,and comprehensively analyze the problems existing in the local government in promoting the inclusive financial pilot.Finally,combined with domestic and foreign experience,it puts forward suggestions for improving the government's promotion of inclusive financial development,and provides reference experiences for government departments in other regions of the country.