Research On Financing Difficulties And Legal Countermeasures Of Small And Micro Enterprises

Small and micro enterprises refer to small enterprises,micro enterprises,homebased enterprises and individual businesses,which are enterprises with property rights and small woven enterprises.With the sustainable development of small micro enterprises in recent years,the role of social economy in our country more and more important,the rapid development of our country’s economy cannot leave the small micro enterprise,the country more than 80% of the jobs are small micro enterprises,at the same time realize the technology innovation,optimization and upgrading of industrial structure in our country is also inseparable from the small micro enterprise credit.Although the development of small and micro businesses has been widely recognized by the Chinese society,the financing process of small and micro businesses often presents major problems such as difficult financing,narrow financing channels and financing risks.The reason why it is difficult for small and micro enterprises to obtain financing in China is that the existing laws and legislation of small and micro enterprises are at a low level,the financing legislation of small and micro enterprises is not perfect,and the credit guarantee legal system of small and micro enterprises is not sound enough.In order to solve the financing difficulties of small and micro enterprises,the Chinese government and financial institutions have made great efforts in this regard.However,problems and obstacles still exist,and financing difficulties and high financing risks are not only problems faced by small and micro enterprises in China,but also common problems in all countries in the world.This article analyzes the current situation of financing of small and micro enterprises in China,finds out the related problems in the financing process from the perspective of jurists,and draws on the advanced legal experience of Japan,South Korea and the United States.The problems arising in micro-enterprise financing propose several legal solutions.Figure0;Table0;Reference 41...