| With the rapid development of various types of new financial services,local financial risks across the country and regions continue to erupt,and there are many problems in local financial supervision:the supervision subject and authority are not unified,the staffing cannot meet the needs of local financial supervision,and the supervision system Unsound and so on,local financial supervision pressure is huge.At the same time,the reform of local financial supervision is in full swing across the country.The core of the reform is the provincial and municipal financial offices and the establishment of local financial supervision bureaus.The reform shows that it is imperative to strengthen the responsibility for local risk management and strengthen local financial supervision.In order to explore and improve the effective way of-strengthening local financial supervision,this article uses various research methods to take Yangzhong City,Jiangsu Province as an example to carry out relevant research,and conducts in-depth analysis and argumentation based on the literature and relevant data collected.According to the research on the work of local financial supervision of the Yangzhong City Government,the main reasons for inefficient supervision,lack of protection of financial consumers,inconsistent supervision subjects and authorities,and supervision gaps in emerging financial formats are due to the unclear positioning of local supervision responsibilities,Insufficient supervision capacity,lack of resources,imperfect supervision system and imperfect supervision and regulation system.In order to better solve these problems,this article focuses on the local financial supervision methods in the United States,Germany,and Canada,as well as the experience accumulation and advanced technical means in Wenzhou,Nantong,and Guangzhou Yuexiu District,and summarizes their characteristics and beneficial experience.Analyze what their practices can learn from the local financial supervision of Yangzhong City Government,and put forward effective measures from multiple angles.Based on the research conclusions of this article,it has important practical significance for improving the research theory of local financial supervision and management,ensuring the safety and stability of local finance,and preventing and reducing financial risks. |