Research On Strategic Synergy Of Rural Cooperative Financial System Of Pyramid Central Bank Policy And Commercial Business

The development of market economy provides a new opportunity for the development of China's rural financial market.China's state-owned commercial banks also had a impact on the rural financial market,rural financial competition not only provided a challenge but also brought opportunities for rural financial institutions,this is not only good for promoting the diversification of rural financial varieties,optimizing and improving service quality but also contribute to the reform for rural financial institutions.under the increasingly fierce competition in rural financial market,as the rural senior financial institutions,how to grasp main direction of the market economy under the premise of overcoming shortcoming of oneself,optimizing the internal structure and external relation for Rural Cooperative Bank Of Youjiang Baise(formerly the Baise Rural Credit Cooperation)is the key point concerned in this paper.First of all,this paper analyze 'the rural cooperative finance at domestic and overseas,put forward China's rural financial pyramid model;Secondly,in this paper,the pyramid model is the central bank of theoretical research;Again,this article takes the youjiang farmer bank for example,put a detailed SWOT analysis on it.Finally,the article proposes the youjiang farming bank overall strategy and competitive strategy and related risk prevention measures.Summed up the rural cooperative bank on the basis of their own advantages,put out the service "three rural" and achieve business interests coordination strategy.In this paper,the rural cooperative bank of internal conditions and external environment analysis,to deduce about agriculture bank policy coordination with business management mode,the dialectical analysis of the agriculture and business conflicts,the policy of rural cooperative bank with business strategy.BaiSe youjiang farmers bank overall synergy strategy as "ECSB"(Expansion-currency strategy of BaiSe)strategy."ECSB" strategic positioning in baise region,specific points two meanings:on the one hand for expansionary strategy(Expansion strategy);On the other hand for collaborative strategy(currency strategy).Clear youjiang farmers bank policies and the direction of the commercial business competitive strategy synergy in baise region based on centralized strategy,then implement differentiation in the region.