Anhui HS Commercial Bank Credit Card Installment Business Management Research

Finance as the basic component of China's economic and social,in our country's economic and social development plays an increasingly important role,the stand or fall of the financial industry development,to some extent,affects the national economic and social development trends and directions.In recent years,the country's increasingly attaches great importance to the coordinated development of the financial sector as a whole,a series of preferential policies to support the development of the financial industry to accelerate the benign,in finance,taxation,science and technology support and support,support the development of the financial sector.The current our country commercial bank development not balanced,the poor quality of some of the local commercial bank development,the credit card management chaos of the problem is serious,some local commercial bank development train of thought of a single,business development way appeared deviation,credit card installment business to promote the slow situation is difficult to be improved in a short time,the existence of these problems more or less affect the local development efficiency and quality of commercial Banks in China,anhui HS commercial Banks as capital strength is relatively strong emerging local commercial Banks in anhui province has good prospects for development,economic benefit,actively carry out credit card installment business since 2012,has obtained the certain result,but strong ability to face competition in the industry competitors,potential competitors and substitutes with the risk of entering the market,how to develop and use of the existing customer resources,better development of commercial bank credit card installment business promoting anhui HS and rapid development,deserves our attention and discussion,the problem of how to decipher,promoting rapid and continuous development of commercial bank credit card installment business has become more and more experts,scholars and research focus.This article will start from the local commercial bank development situation,based on the systematic exposition of credit card installment business,in combination with anhui HS in our country commercial bank credit card installment business development present situation and the credit card business development situation,dig the HS anhui commercial Banks in credit card installment business development will be faced with a series of problems,and starting from anhui HS commercial bank credit card business pattern,through the SWOT analysis and five model analysis,the development of credit card installment business will Yao Minlin strengths,weaknesses,opportunities,threats,and bargaining power suppliers and customers,will face the competitive threat and substitute for entering the market risk,do to assess and discuss one by one,anhui HS commercial Banks to find the resources and geographical advantages,combined with China's anhui province and the surrounding region's economic and social development and national macroeconomic policy,targeted put forward some optimization of anhui HS commercial bank credit card installment business strategy and the suggestion,in order to help our country commercial bank credit card installment business healthy and rapid development.