Study On The Willingness To Pay For The Price Insurance Of Pigs In Farmers

Due to the combined effects of food safety incidents,urbanization advancement,hog policy,epidemic diseases and so on,the hog prices experienced three significant cyclical fluctuations during the period from 2003 to 2015.The national frozen pork purchasing and storage also only in the short term to suppress the decline in pork prices,but also lead to hog price formation mechanism distortion,triggering domestic and foreign pork prices upside down.At the same time,in order to promote the scale of China's hog development,so that China's pig farming more standardized,in this context in 2013,Beijing Agriculture Committee and Anhua Agricultural Insurance Company in the country launched the first pig price index insurance pilot,followed by 2014,Sichuan Province in some areas began to pig price insurance pilot.This paper discusses the background of the implementation of pig price insurance,and clarifies the necessity of the introduction of the insurance policy in the case of pig market price fluctuation,insufficient effect of hog price regulation policy and the need of large-scale pig development.Case,analysis of pig target price insurance pilot situation,certainly the initial results also found the existence of the problem.Based on the survey of the target price insurance in Sichuan province,the COX proportional hazards model was used to analyze the factors influencing the willingness to pay the farmers.The average payment was calculated by the weighted average method,the median method and the Krystal's Spike model.The value of the intention,according to the conclusion that the corresponding countermeasures and suggestions to enrich the pig price insurance research status quo,and for the government to provide a reference for premium subsidies for the improvement of policy to provide reference.The main conclusions of this paper are as follows:(1)The implementation of pig target price insurance in the pilot area has achieved certain results,that is,to alleviate the phenomenon of "pig cheap" and reduce the loss caused by the low price of live pigs;to realize the transformation and upgrading of the level of agricultural insurance risk guarantee;to realize the service of new agricultural management Model innovation;innovation on the use of financial funds and so on.At the same time there are problems,that is,the number of insured during the pilot is too small;farmers pay higher premiums.The reason is mainly because the initial price of insurance is too low;the reference price is too absolute;insurance is not included in the scope of policy insurance,local financial subsidies are limited.(2)The age of the farmer,the income of the pig in the household income ratio and the satisfaction of the farmer to the pig's target price insurance were tested at a significant level of 1%.Whether or not to participate in cooperatives or industrialized organizations,farmers risk attitudes,whether to buy other insurance and whether to understand the pig's target price insurance and other factors at 5%of the significant level of the test,these factors on the pig farmers target There is a significant impact on the willingness to pay for price insurance.(3)The number of years of age,the annual net income of the family,the degree of specialization,the scale of the breeding,whether the loan and whether or not to purchase the pig price insurance have not passed the significance test,the effect of these factors is small.(4)The willingness to pay the premium for the pig's target price insurance is between 12.02 and 17.22 yuan per head,which is lower than the actual price of 23.05 yuan/person lower than the farmer's 5.83-11.03 yuan/head.It can be seen that the government needs to raise the level of subsidy.The subsidy rate is between 76.57%and 83.65%,and the current level of government subsidy premium is 70%.In order to promote the comprehensive promotion and implementation of pig price insurance,and ultimately to achieve the desired target pig price,stable pig market,according to the conclusions of this paper,the following recommendations:(1)Targeted to strengthen the publicity efforts to improve the pig farmers target price insurance understanding and satisfaction.(2)Encourage pig farming cooperatives,aquaculture companies to take the lead role in expanding the impact of pig price insurance.(3)Appropriate to improve the premium rate,coordination of financial use.(4)Reasonable to determine the insurance target price,and farmer breeding costs docking.(5)For different varieties of piglets,adjust the compensation reference price.(6)Supervise and improve the quality of service,the establishment of underwriting agencies to assess competition mechanism.