An Investigation Report On Financial Market Business Of A Rural Commercial Bank

Under the background of continuous and in-depth structural reform of the supply side,China's industry is facing in-depth adjustments,which poses new and greater challenges to the pertinence and effectiveness of financial services.Affected by the external economic and financial environment and the influence of the policy and regulatory environment,the transformation speed of commercial banks is accelerating,which is not only manifested in the asset side,but also in the debt side and income side.When major commercial banks seek their own transformation and development,face the challenges and opportunities of the external economic and financial environment and the policy and financial regulatory environment,and strive to seek rapid development and improve the efficiency and level of development,the financial market business is regarded as one of its development.Very important area.As an important participant in China's financial market business,Rural Commercial Bank has actively participated in financial market business transactions in recent years,but it still exists in many aspects of financial market business,such as organizational structure,personnel training,industry cooperation,risk management,etc.With many shortcomings,this paper analyzes A Agricultural Commercial Bank so that it can have a clearer understanding of the development of financial market business of Rural Commercial Bank.This paper mainly studies and analyzes the financial market business of A Rural Commercial Bank through six parts.The first part is the introduction part,which mainly introduces the background,purpose and significance of the research and some methods used in the research.Then it classifies the development history,development status and development status of ABC's financial market business from four aspects: interbank bond market business,interbank business,wealth management business and bill business.The following analysis and countermeasures are the key parts of this paper.They analyze the necessity of financial market business development from three aspects: macroeconomic and financial environment analysis,industry development trend analysis and other advantages analysis.From the organizational structure,The five aspects of business structure,inter-bank cooperation,professional technical talents and risk management analyze the problems existing in the development of financial market business;from the three aspects of interest rate risk,operational risk and credit risk,the various risks faced by the business Analyzed.The countermeasures and suggestions part put forward many suggestions from seven aspects: improving the development mode of financial market business,optimizing the development strategy of financial market business,improving the organizational structure of financial market department,business qualification,industry cooperation,talent cultivation and improving risk management.Finally,the conclusions and prospects are summarized,and the conclusions of the research and analysis on the A-Commerce Bank's financial market business are briefly summarized.At the same time,the prospects for the future development of the A-Commerce Bank's financial market business are put forward attentively.