The Research On The Development Of Commercial Insurance In China"The Belt And Road" Strategy

The “One Belt and One Road" strategy is a top-level national cooperation initiative deployed by China to the outside world,which provides a great development opportunity for Chinese commercial insurance "going out".However,because of the high risk level in most countries and regions along the road of "One Belt and One Road",It also brings great challenges to the implementation of the "One Belt and One Road" strategy.This provides an opportunity for the insurance industry in our country.The most important function of insurance is risk transfer and risk management,and actively give full play to these two functions of insurance.Will bring the huge development opportunity for our country commercial insurance,and can provide the most powerful support for the implementation of the "One Belt and One Road" strategy.At present,many economically developed countries in the world have With a mature and perfect support system for the external development of insurance,the insurance industry of our country can establish a set of foreign insurance support system which belongs to itself and is suitable for itself through in-depth research and multi-learning.Since the end of The “One Belt and One Road” forum in May 2017,the insurance industry has paid great attention to the commercial insurance opportunities contained in the construction of The “One Belt and One Road”.Based on the relevant data,it is estimated that the original premium income of China's commercial insurance will increase by 144.3 billion yuan as a whole under the impetus of The “One Belt and One Road” strategy in the 15 years from 2015 to 2030.Moreover,whether it is the infrastructure construction promoted by The “One Belt and One Road” strategy,or the closer trade relationship with the country along the road.All need the appropriate insurance products to provide the most protection,this Some of our commercial insurance market into the international market offers great opportunities.This paper first introduces the role of commercial insurance in The “One Belt and One Road”,and points out that the implementation of The "One Belt and One Road" strategy is of great significance to China's commercial insurance.Next,China Export Credit Insurance Company for the Anglacagu Road.The supply of insurance services by Chinese enterprises investing in the hydropower station project leads to the followingthemes: the opportunities,challenges,and countermeasures faced by Chinese commercial insurance under the "The Belt and Road" strategy;and when faced with the huge demand for insurance,When Chinese commercial insurance companies dig gold in the "big gold mine" of The "One Belt and One Road",what countermeasures should they take to deal with it when they encounter challenges and problems;in addition,In the face of these challenges and opportunities,and Business insurance company have what technical level and risk control ability,aiming at these problems,the author summarizes the experience of predecessors and adding some opinions are given some suggestions,so that commercial insurance can be developed better The "One Belt and One Road" construction,which has a strong practical significance.