Study On The Industrial Development Of Greenhouse Vegetable Regional Support For The Linzi Rural Commercial Bank Microfinance Business

The development of modern agriculture,especially the facilities of vegetables,is of great significance to the stability of the social and economic market and the solution of the problems of agricultUre,rural and rural areas.Linzi is a large agricultural area and a township of vegetables."Zibo vegetables look at Linzi",Linzi District vegetable production accounts for about 70%of the city's city,Shandong greenhouse vegetables were first built in Linzi in 1973.Linzi district has gradually built 5 national level vegetable standard parks,20 municipal standard parks and 13 district level vegetable standard parks.The area has won the title of "state-level agricultural products export demonstration zone"and "national Bulk vegetable demonstration county".At present,there are more than 70 thousand vegetable sheds in Linzi and 189 thousand mu of the sown area.The vegetable industry has become the main way to increase the income of farmers in Linzi.The development of greenhouse vegetable industry also promotes the innovation of microfinance products.Banks constantly update microfinance products to adapt to the development and change of the market.At the same time,farmers get rich new demand through greenhouse vegetables,such as buying houses,buying cars,etc.,and banks continue to introduce consumer microfinance products to meet the growing demand of ordinary people.Under this background,this paper takes Linzi area of microfimance on the production and marketing of integrated development of greenhouse vegetable research as the subject,through the methods of literature research,investigation,case analysis,in-depth analysis of the Linzi District of greenhouse vegetable development status and demand for credit,based on a comprehensive understanding of the current Linzi rural commercial bank,Linzi rural commercial bank to provide countermeasures to small the credit industry Support the development of greenhouse vegetables,greenhouse vegetables provide help for Linzi district and the Linzi rural commercial bank two-way development.This paper first deeply studies the concept of greenhouse vegetables and the definition,characteristics and risks of agricultural microfinance,which is the basis for the following research.Then the present situation of the development of the vegetable industry in Linzi area is analyzed,and the overall development of the greenhouse vegetable industry in Linzi district is analyzed in depth.The main supporting policies,main restricting factors and existing problems in the development of the vegetable industry in the Linzi area were also made.At the same time,the present situation of the development of the small credit business of the Linzi agricultural commercial bank was analyzeds including the development of the Linzi agricultural commercial bank,the products and characteristics of micro credit,and the micro credit of the bank.The development of vegetable industry in the greenhouse was investigated and analyzed.On this basis,the countermeasures and suggestions for the development of Linzi agricultural and commercial banks' micro credit business to support the development of the greenhouse vegetable industry were put forward,including the types of innovative products,the variety of mortgages,the strengthening of the credit marketing,the construction of the industrial credit system,and the construction of the industrial credit system.Measures industry to reduce credit risk;finally,the conclusion of this paper..Through this study,can provide suggestions for the specific path of Linzi rural commercial bank Support the development of greenhouse vegetables,greenhouse vegetables help Linzi district and the Linzi rural commercial bank to realize the communication and cooperation docking.