Research On The Construction Of Rural Payment Environment In Shan Ting Rural Commercial Bank

This paper makes a comprehensive and comprehensive analysis of the rural payment environment construction in mountain Pavilion by using the investigation method,the qualitative and quantitative method,the comparative analysis method,the case analysis method and so on.First of all,from the five aspects of the bank counter service,self-service bank service,agency payment service,bank card assisting service,new electronic payment service,the present situation of the construction of payment service environment in rural areas of mountain Pavilion is analyzed.Secondly,it is adopted in the process of Rural Payment Service Environment construction in rural areas.The implementation of such measures as the promotion mechanism of the construction of the service environment,the distribution of infrastructure,the rich variety of business,the establishment of the pilot villages and towns,the strengthening of the knowledge training and publicity,and so on.It is pointed out that the current rural payment service environment for the agricultural and commercial banks in the mountain pavilion has already made the 100%full coverage of the financial infrastructure of the administrative village and the peasants fully enjoy the moderm times.The financial services are convenient,the rural capital turnover is accelerated,and the cash use is obviously reduced.Again,the problems of the current payment service environment construction in the rural areas are systematically summarized,such as the lack of service capacity,the lack of financial infrastructure in the villages and villages,and the "preference of the rural residents' cash use." "Still more obvious,and so on,and analyzed the root of the problems,that is,the unbalanced economic development of the urban and rural areas,the insufficient infrastructure investment and the inadequacy of the publicity and popularization of the new payment instruments.Finally,we should expand the coverage of the payment and settlement network,improve the payment channels and accelerate the financial infrastructure of the villages and towns,especially the administrative villages." The construction,improvement of the use of non cash payment tools in rural areas,the further prevention of rural payment service risk,the establishment of a targeted payment and settlement long-term publicity mechanism,and other aspects of the improvement of the payment environment construction measures.