Block Chain Booster Insurance Innovation Research In China

In recent years,with the rise of the Internet technology and the development unceasingly,block chain technology is becoming more and more into people's life.Block in the chain starts at the hearing of COINS,since 2009,various appeared on the international digital currency,similar to the COINS today,chain blocks technical application field is very broad,such as: legal BitProof smart contracts,insurance industry and finance securities exchange,etc.Block chain to create a new model of also gradually changed the people in the economic life of all.With the rise of the Internet and e-commerce technology and development of the insurance industry has changed dramatically.Insurance marketing channel pattern is being broken.Block chain,to reconstruct the credit mechanism provides a new solution,makes a lot of transparent processing to be dispersed,sensitive data,about the financial industry,such as insurance and health care,supply chain management,and many other areas is closely related to the insurance industry will be a disruptive impact.Use block chain technology can share the customer information,to reduce the incidence of insurance fraud events.We can also use block chain technology to produce electronic currency,to each customer in an integral form,enables customers to better use of the Internet platform to trade,promote the rapid development of economic and financial.In this paper,in this paper,in order to better development in our country,the larger the sunshine insurance company launched the \ "sunshine\" points,for example,to block chain drive insurance innovation for systematic study.In this paper,the first part is the introduction,introduces the block chain insurance research background and meaning,etc.;The first chapter introduces the chain block application of sunshine insurance company launched \ "sunshine\" basic situation of the case,and illustrates the sun bei integral scale and future development.The second chapter analyzes the case,by analyzing the case that the importance of block chain in insurance application.The third chapter block chain boost the current situation and existing problems of the insurance,later will be based on the analysis of existing problems.The fourth chapter studies the foreign insurance company application block chain,and comparing with the domestic insurance companies,thus it is concluded that the place where we can draw lessons from.The fifth chapter is aimed at the problems existing in the third chapter studies the corresponding countermeasure,also studied the feasibility of block chain booster insurance innovation.In writing,this paper mainly adopts case analysis and comparative analysis of these two kinds of research methods.Based on sun bei integral development situation and chain block technology,discusses block chain to promote insurance innovation,puts forward the using block chain technology in our country to promote the insurance innovation may face problems and ways to cope.In this paper,the application block chain has carried on the detailed studies,every insurance company of our country has a certain reference value,to block chain technology represented by the third party insurance platform,and the application of the Internet in the insurance industry also has a certain value.