Development Status And Countermeasures Of Yangquan Branch Of Agricultural Development Bank Of China

In the past 40 years,the rural economic system in China has rarely seen substantial innovation and major changes.Moreover,the agricultural guarantee mechanism is inadequate,the infrastructure is backward,and the agricultural profit ability cannot be effectively enhanced.As is known to all,agricultural infrastructure is a sign of the development of agricultural economy in a region.The infrastructure in developed areas is sound and the living standard of residents is high.In areas with poor economic performance,the uneven infrastructure construction has not only affected the happiness index of residents' lives,but also adversely affected the development of local enterprises.Therefore,it is of great significance to support the development of agricultural economy and strengthen the construction of infrastructure to promote local economic development and improve the level of urbanization.Agricultural issuance will play an important role in promoting rural financial services and enhancing rural financial innovation.To study the current situation of agricultural distribution in China and to analyze the existing problems will contribute to the smooth development of China's rural financial services.The article firstly comparatively studies the current situation of the development of the domestic and foreign rural policy banks.Secondly,on account of the reason and significance of building the rural policy bank,it deeply analyzes the existing problems of ADBC.Thirdly,the paper discusses the existing problems of how ADBC supports the county-level economy,combined with the analysis of ADBC in Yangquan City,Shanxi Province.In the process of its own development,ADBC has the following problems,such as the single source of funds,the operating backward mechanism,and the unfit laws.According to the problems existing in ADBC,the paper makes the following suggestions.ADBC should expand the source of funds,enlarge the scope of services and improve the management mechanism.Besides,it should increase the loan limit of the related projects and improve its loaning speed.At the same time,in order to make everything go smoothly,ADBC should also improve the staff-training system and the human resource management system.