Analysis On The Financing Risk Of Trust Company's Real Estate Trust Project

After years of continuous development,China's trust industry has become an important part of China's financial industry.For the trust industry,it is of great theoretical and practical significance to manage risks scientifically and effectively and optimize the management mechanism.In this paper,the Z score model is used to analyze the risk of the trust plan from the passive to the initiative,and the basis for judging the risk of default is given by the score value.The higher the Z score,the lower the default risk,while the lower the Z score,the higher the default risk.In order to reduce the risk of default for the competitors during the market pressure,we suggest that the company's business department use a lower mortgage rate to cover the financing amount of the trust plan and to allow a certain equity to dispose of the assets at the time of breach of contract.The introduction of such wind control measures can provide certain guarantee for the company to further enhance its safety operation.