Research In Innovation Strategy Of A Bank Of China's International Trade Finance

After China's accession to the WTO,China's international trade financing business has developed rapidly,and commercial banks have continued to innovate in international trade financing.However,in recent years,under the backdrop of the slow recovery of the global economy and the continuous advancement of domestic financial reform and structural adjustment,the development of China's commercial bank international trade financing business is facing a severe test:First,the lack of effective market demand has resulted in The growth of international trade financing is slow;Second,due to various factors,the potential risks of international trade financing increase;Third,regulatory policies have been continuously adjusted,and commercial banks have become more stringent in international trade financing requirements.At the same time,there are also problems such as the lack of forward-looking internal and external supervision,the relatively backward business model of commercial banks,and the relatively single issue of international trade financing products.Based on the current overall environment for the development of international trade financing,this article starts with theory and combines with reality to explore the direction of innovation in China's commercial banks' international trade financing business.Due to the late start of the international trade financing business of China's commercial banks,the research is not yet systematic and comprehensive.The research in this paper will help provide an innovative direction for the international trade financing business of China's commercial banks.This article starts from the perspective of commercial banks and conducts strategic research on the innovation of international trade financing business.First,introduce the background and significance of this topic,summarize the domestic and foreign literature,explain the main research contents and research methods,and analyze the work and deficiencies.The second is to briefly explain the basic concepts,main features and functions of international trade financing,and domestic and foreign financial innovation and international trade financing related theories.Thirdly,taking A Bank as an example,it introduced the international trade financing business environment and the situation of its peers,the current status of innovation,the problems existing in the business,and the reasons for the problems.The fourth is A Bank's innovation strategy for international trade financing business,including diversified innovation strategies,the characteristics of A Bank's international trade financing business innovation,and future innovation trends.Fifth,based on the foregoing analysis,the development strategy and implementation guarantees applicable to A Bank's international trade financing business innovation are drawn.