Impact Of China's Listed Commercial Bank Corporate Governance,Competition In The Market For Business Performance

As China's market structure is constantly changing,the degree of competition among commercial banks greatly enhanced,state-owned commercial banks in order to strengthen their market competitiveness of the market gradually,so pay more attention to efficiency,and actively explore the factors that influence the operating performance of the bank as well as ways and means of how to improve performance.There is a research on this aspect of the domestic academia either to study the impact of corporate governance on business performance,or to study the impact of market competition on business performance.Corporate governance can help enterprises to overcome because of the ownership and the right to operate the phase separation and the cost,the market competition is enhance the business performance of a company promoting force,but in China the article is less Which combination in together to discuss.This paper summarizes a large number of domestic and foreign related literatures,come to the market competition and corporate governance of bank performance experience conclusion and related theory,summed up total assets market share ratio,equity structure,the board of directors will scale and the directors,supervisors and senior salary key indicators such as size,proportion of independent directors and board of supervisors,and data of 16 listed commercial banks in 2008 to 2014 after the listing of several analysis methods to analysis of the topic.This paper through the analysis of the empirical research results show that there is a significant interactive relationship between corporate governance and market competition and their interaction on the operating performance of commercial banks has significant effect:the interaction between ownership structure and market competition on the operating performance of the commercial bank is significant negative impact;the proportion of independent directors,supervisors will interaction between scale and market competition of commercial banks operating performance is significantly positive effect;the board of directors of the scale and market competition interaction on the operating performance of commercial banks did not produce significant effect;between the directors,supervisors and high pay and market competition interaction performance of commercial banks is nonlinear.Finally,comprehensive the above research conclusion analysis and put forward suggestions,aiming at the condition of the banks with different internal and external response strategy policy,from strengthening external market competition mechanism and perfect the management system of hidden within several points such as search for commercial banks to improve performance and deepen the reform of the breach.