Green Credit Development Of A Branch Of Agricultural Bank Of China Countermeasure Research

In twenty-first Century,faced with economic growth and sustainable development challenges,the banking supervision department led the development of the green credit policy,to guide the banking financial institutions to the environmental and social sustainability considerations into the credit decision-making,strengthen risk management of banking business,the development of green financial products and services.Commercial banks follow the national policy,actively green loans for green projects,reasonable and effective allocation of funds to promote economic,ecological and environmental sustainable development.Therefore,under the background of developing green credit in China,this paper analyzes the development status of green credit of A branch of Agricultural Bank of China from microscopic perspective,and puts forward some suggestions for the problems in its development.The paper consists of six parts.The first part is an introduction,which mainly introduces the background,significance,research status,main content,method,route and innovation of the research at home and abroad.The second part is the theoretical basis of the development and evaluation of green credit.This paper mainly defines the concept of green credit,combs the theoretical basis of commercial banks practicing green credit,and explains the fuzzy comprehensive evaluation method used in this paper.The third part explains the current situation and existing problems of A branch of Agricultural Bank of China,and clearly grasps the development status of green credit in A branch,laying the foundation for the following study.In the fourth part,the fuzzy comprehensive evaluation method is introduced to construct the fuzzy comprehensive evaluation model of A sub branch and evaluate the A sub branch.The evaluation results show that the development of A branch of green credit are bad,and analysis of the A branch due to the lack of policy efforts,lack of supervision,lack of credit evaluation mechanism,talents assessment and incentive mechanism lack of double factors restricting the development of green credit A branch.The fifth part,aiming at the factors restricting the development of green credit in A branch,learning from home and abroad,summing up foreign experience and analyzing the advanced practice of domestic green credit,summarizes the theoretical and practical characteristics of green credit.The sixth part,combined with the actual situation andexperience of A region recommendations,to better promote the development of green credit of A branch of Agricultural Bank of China put forward relevant countermeasures and suggestions.