Research On The Inclusive Finance In Guangdong Province And Its Influencing Factors

Inclusive finance provides effective financial service for those with special financial demands,such as small-sized enterprise,farmers and residents from rural areas,urban low-income people,the disabled and the elderly.Inclusive finance index system of Guangdong Province is the yardstick to measure the construction of inclusive finance system.the research objects of this study are the inclusive finance of 21 cities in Guangdong Province.To begin with,based on the foreign and domestic studies on inclusive finance,the importance of inclusive financial development and its index system as well as the change of relevant theories will be summarized and contrastively analyzed.The second part will compare the developmental process of inclusive finance at home and abroad and then introduce the practical experience of some successful countries,which leads to the starting point of this thesis.In the third part,the author will explore the current situation of inclusive finance in Guangdong Province and its problem from the perspective of the breadth and depth of development along with the internet.Then the fourth part will adopt entropy value method to determine the weight of every indicator and construct inclusive finance index system of Guangdong Province.Based on the measured inclusive finance index mentioned above,the fifth part mainly deals with the developmental level of inclusive finance in Guangdong Province at overall,regional and city level respectively.Furthermore,some factors that may influence the development of inclusive finance in Guangdong Province will be investigated in the sixth part.Finally,the conclusion and some pertinent policy suggestions will be put forward.