Research Of The Equity Structure's Influence On The Business Performance Of Chinese Commercial Banks

Corporate governance as a hot spot has been discussed in recent years.Equity structure is regarded as the foundation of corporate governance.It fundamentally determines the company's management decision-making mechanism and incentiveconstraint mechanism,which determines the company's behavior and operating performance.After China's capital market is fully opened to the outside world,competition between domestic and foreign banks has intensified.This competition is actually the competition of the modern banking system.The core of the modern banking system is the governance of modern bank.Therefore,the most important part of the governance structure—the optimization of equity structure is the only way to improve the competitiveness of China's commercial banks.Moreover,with the frequent banking crisis in recent years,the corporate governance of banks and the equity structure of banks and their impact on business performance are a series of issues worth studying.How to optimize the ownership structure and improve the business performance of commercial banks will have important guiding significance for banks that are listed and will be listed.The thesis consists of five parts: The first chapter is the introduction,introduces the background of the study,summarizes the research focus and status quo of domestic and foreign scholars,and describes the research framework,innovation and deficiencies.The second chapter is an analysis of the status quo.It not only analyzes the status quo of China's commercial banks' equity structure,but also concludes that there are still problems such as “one dominance”,“high concentration of ownership” and “high proportion of state shares” in the ownership structure of domestic banks.It also analyzes the current status of China's commercial banks' operating performance and the development and current status of its performance evaluation system.The third chapter discusses the theoretical basis of the study,introduces the connotation and measurement methods of equity structure and operating performance,and analyzes the influence mechanism of the bank's operating performance from the perspective of equity concentration,equity attributes and non-equity factors.The fourth chapter is an empirical study,which will use the data of 18 commercial banks from 2010 to 2017 to make regression analysis of the panel data,and explain the empirical results according to the actual situation in China.The fifth chapter is the relevant recommendations.Based on the theoretical analysis and empirical verification of the previous article,we propose a targeted optimization of the ownership structure for the issues identified in the previous section.