Harbin City Urban Workers Medical Insurance System Research On The Reasons And Countermeasures

The urban workers' medical insurance problem has been attached great importance by our government.As the capital city of Heilongjiang province Harbin City,both the city of Harbin municipal government and medical institutions in Harbin City,attaches great importance to the urban workers' medical insurance problems.This paper firstly introduces the research background,research purpose,research significance and other related content,including the purpose and significance of the research is to grasp the current situation and problems of medical insurance for urban employees in Harbin City,so as to get the comprehensive countermeasures with practical value;secondly,the basic situation of Harbin City,the urban workers' medical insurance and the existing problems are discussed.In order to better analyze and understand the status quo and problems of medical insurance for urban employees in Harbin city.This article will try to through this two kinds of questionnaire and interview survey method,on the current situation of medical insurance for urban workers in-depth adjustment Investigation and research.According to the Harbin city urban workers specific insurance and medical insurance fund budget and make a detailed analysis of the medical insurance system,identify the specific implementation process problems,for example,low coverage system,capital expenditure and low efficiency,the financing system is floating,lack of corresponding legal protection for.Low coverage system,is mainly due to system theory emphasizes the Harbin implementation of the medical insurance system for urban workers,they failed to according to the actual needs of public policy implementation,strengthen the specific protection of medical insurance for urban workers,therefore,some urban workers still cannot get effective medical security.And the more floating for the financing system.Mainly refers to the Harbin municipal government in the cooperative insurance industry,strengthen the service of medical insurance for urban workers,they failed to according to the urban workers' health.The objective demand of insurance,establish strict norms financing system,the financing system of the objective environmental factors and fluctuations in the possibility of relatively large.Thesystem incentives analysis aiming at the problem of medical insurance for urban workers in Harbin City,identified the system coverage,capital expenditure,investment system and many other aspects.For the system covering problems,mainly because the urban workers treatment standards are different,but the Harbin municipal government to promote specific medical insurance system,but can not meet the different standards of treatment needs,which makes the level of treatment,the difference is not obvious.Finally,this paper makes analysis on the existing integration theory,obtain the comprehensive measures to promote the problem of medical insurance for urban workers in Harbin City,effective solution the stresses in the subsequent development process,we should focus on the development of medical insurance for urban employees in Harbin City,heavy As the level of medical insurance for urban workers treatment differences,expand the medical insurance system for urban employees spread range,and appropriately improve expenditure efficiency,when necessary,but also from the medical institutions and urban workers,strengthen the publicity and promotion of the medical insurance system.