Study On Demand And Supply Of Long-term Care Insurance In Hebei Province

In recent years,with the improvement of economic and technological level in our country,many serious social problems have also emerged,which have brought widespread and far-reaching influence on social stability and economic development.Aging of population,the structure of the family scale is getting smaller and smaller,and the proportion of elderly empty nests is increasing.These problems are gradually deepening into people's life.With the increase of the number of elderly people and people suffering from chronic diseases,the elderly population has gradually increased their demand for nursing services and insurance.In response to the various challenges brought about by the ageing population and the continuous development of the pension industry,in the “Thirteenth Five-Year Plan”,China explicitly proposed the establishment of a long-term care insurance system to provide diversified and multi-level care needs for the elderly.It is good for alleviating the problems that aging brings to the society and reducing the economic and medical burdens of the country,society and individuals.At present,Chengde City and Julu County in Hebei Province as the pilot areas for long-term care insurance which is continue to promote basic medical care and care services for the elderly who are disabled and unable to work for a long time.Although some progress was made in the initial stage of the trial,Hebei Province's long-term care insurance is still at the stage of exploration and development.Therefore,it is necessary to establish and develop a long-term care insurance system in Hebei Province.The core issue of this paper is to explore the current supply and demand of long-term care insurance in Hebei Province,and to provide a theoretical basis and a useful reference for the construction of Hebei Province's long-term care insurance system.This study takes Hebei Province as an example.First of all,through questionnaire survey,using the logistic regression method in the spss software,we studied the factors that affect the current demand for long-term care insurance in Hebei Province,and then discussed the establishment of long-term insurance in Hebei Province.necessity.The three major influencing factors includethe following: economic personal income and the affordability of nursing costs;changes in physical health and mental health in health factors;and the degree of supply of supply factors,the provision of nursing care,and the level of care services.The social factors of the population cannot affect the demand for insurance.Secondly,the paper analyzes and analyzes the current status of long-term care insurance and the effect of insurance implementation in the pilot regions of Julu County and Chengde City in Hebei Province.Third,because our country's long-term care insurance started relatively late,based on the current status of Hebei Province's long-term care insurance supply and demand,we analyzed the contradiction between supply and demand of long-term care insurance and the reasons.Finally,based on the factors affecting the long-term care insurance demand,the current supply situation,and the contradiction between supply and demand,we proposed several countermeasures and suggestions from the macro perspective,institutional construction level,nursing service level,and resource supply level,hoping to establish long-term exploration for Hebei Province.The nursing insurance system provides helpful help.