Research On Financing Factors Of Farmers' Households In Yulin City,Shan'xi Province

At this stage,China is in a period of actively improving traditional agriculture and striving to promote the development of agricultural modernization.The farmer who plays the role of agricultural production and management is also more frequent and the financing demand is increasing.However,the current types of formal financial channels for farmers to provide funds still have a large gap,the normal life and consumer demand for farmers are subject to certain restrictions,can not seize the rare investment opportunities,hinder a comprehensive well-off society set up.Therefore,in the rural economic development,deep research on the issue of farmers financing,alleviate the difficulties of farmers financing difficulties,to enhance the financing of farmers has played a vital significance.Due to the inherent weakness of agriculture,insufficient guarantee of farmer's mortgage,and the urgent need to improve the rural financial credit system,the farmers are faced with large financing difficulties,so that the rural financial supply and demand can not achieve scientific docking.Sufficient financial support,and thus make the pace of rural economic development has become slow.Shaanxi belongs to China's agricultural province,but because of the unscientific agricultural structure,as well as the low level of agricultural production and other issues,Shaanxi Province,the poor agricultural development.In China's agricultural development policy,the encouragement of farmers in Shaanxi Province,the demand for financing gradually increased,but the provision of credit funds is very lagging behind.This paper focuses on the financing of farmers in Yulin City of Shaanxi Province from the perspective of important economic entities,namely farmers,and analyzes the current situation of farmers' financing through the theory of rural financial market and the theory of incomplete competitive market.This paper summarizes the factors that restrict the development of farmers 'financing and puts forward some suggestions on how to formulate preferential policies,strengthen the support of financial institutions and strengthen risk prevention,so as to improve the understanding of farmers' financing in Yulin City and form a Sets and Yulin City farmer financing situation consistent with the theory.This paper studies some factors that affect the difficulty of financing for farmers in Yulin City,Shaanxi Province,and summarizes the calculation and analysis of these factors.Through studying the successful experience at home and abroad and making corresponding analysis and summing up,this paper puts forward corresponding measures to solve the difficult problem of financing for farmers in yulin city of Shaanxi province,which can effectively increase the income of farmers and bring some reference suggestions to promote rural economic development in yulin city.