Research On Risk Management Of ZC Corporation's Financing Leasing Business

Since the 1970 s,with the acceleration of globalization,the financial leasing industry has continued to grow and develop,and with its unique advantages it has played an increasingly important role in international trade and capital investment,and in the future it has become enormous.The development potential and space.Judging from the development status of China's financing and leasing industry,it has taken more than 30 years of progress,especially in the 1990 s.Due to the weak overall risk awareness of the financial leasing industry in China,the risk awareness is not in place,resulting in a number of financing leasing companies at the time.The phenomenon of bankruptcy appears to be mainly due to the fact that the risk prevention of financial leasing is not in place,and the customer defaults on rent,which causes the collapse of financial leasing companies.For this reason,for the development of China's financial leasing industry,how to effectively predict and control the various risks that exist in the development and build a scientific and rational risk management system has become an important issue.This article takes the risk assessment and prevention of the financial leasing industry as the key content in the study,and evaluates the risk of the project through the construction of the risk management system,and provides targeted prevention of the risks of the project.First of all,this article briefly describes the related theories of financial leasing and risk management,introduces the major risks in the development of financial leasing from the four aspects of credit risk,operational risk,market risk and liquidity risk,and from the ZC financing leasing company.From the perspective of the lessor,it carries out an in-depth analysis of the different risks that may be faced in the course of its financial leasing.Secondly,AHP was introduced in the research,and a risk management system for financial leasing companies was designed based on this method in order to lay a good foundation for risk assessment and determine the proportion of each risk indicator.And through a project introduced the practical application of the model and analyzed its possible risks and proposed corresponding risk response methods.Finally,on the basis of these analyses,from the aspect of risk management,we put forward some suggestions for improving the risk management of ZC finance leasing companies,so as to provide reference value for the continuous and orderly development of China's financial leasing industry.